Payment Fees
Accepting payments, such as credit/debit cards and Afterpay, greatly benefits sellers by speeding up the sales process through easier payment options. However, Designer Wardrobe incurs charges from banks and financial institutions for these transactions.
To cover these costs and additional related expenses (development, disputes, etc.), Designer Wardrobe applies a small payment fee to sellers for each transaction:
| Payment Method | Fee | Minimum Charge |
|---|---|---|
| Online EFTPOS | • FREE for sales under $50 • 1.45% for sales $50 and over |
0c |
| Credit/Debit Card | 3% + 49c | 50c |
| Afterpay, ZIP, Laybuy by Klarna (Buy Now, Pay Later — optional for sellers) |
4.95% | 0c |
BNPL options are designed to give buyers more flexibility and help drive sales. However, because BNPL providers charge higher fees to merchants, the seller fee is higher compared to cards.
BNPL is optional for sellers — it is automatically enabled to maximise sales, but you can choose to opt out when creating a listing. You can also update any live listings to remove BNPL at any time.
Please note that buyers are not charged for using credit cards or BNPL when purchasing.